Joanne is a middle child, born to two amazing parents in Rochester, New York. Her mom, a high school valedictorian and Registered Nurse; Dad a war veteran and R&D technologist. Joanne grew up in a household keen on learning, scientific advancement, and striving for a healthy, secure home.

Dr. Chapman counts among her life accomplishments: a BS in psychology (UofUtah), her Utah Life and Health Insurance License, her Series 65 financial license as well as a Doctorate in Pharmacy, also from the University of Utah.

She calls Utah her home state now, living in the shadow of the Copper Mine with her spouse, Michael. Their home is also homebase for their seven children and a couple of non-adventurous cats.

One of her fundamental philosophies in life: Because healthcare is about molding a better health future for your patients and financial advising is about molding a better financial future for your clients, the synergy of both is key to a joyful retirement.

Joanne is a fiduciary, obligated to act in the best interest of her clients. Always.